Our team of home loan experts are committed to sourcing relevant home loan options and securing you a loan that best meets your goals.

On Point Home Loans aims to make finance a stress free and enjoyable experience. 

Purchasing a home or investment property can be overwhelming, however with over 30 years of collective banking experience in home loans, business lending, asset finance, car loans and SMSF loans, On Point Home Loans are geared to be able guide you through each step of the lending process. 

Personal service, industry expertise, fast turnarounds and access to over 40 lenders make the process of securing the loan that is On Point to best serve your requirements. 

“Tara from On Point could not have been more of a pleasure to deal with. She was constantly in contact and always kept us well informed on the whole loan application. I highly recommend using her services.”

Why On Point

Fast turnaround times

We take the hassle out of researching home loan products and provide expert advice to find the best home loan product for you. We understand the process and will help you find, apply and secure a home loan quickly and easily.

Personal, expert service

From the outset you can talk directly to one of our brokers. We take the time to get to know you, understand your needs and provide you with advice on property purchases and loan products. We will guide you through the process to secure you a competitive rate that best suits your needs.

Flexible loan options

We access hundreds of loans from over 40 lenders meaning we can find you a competitive deal. We also tailor solutions to help you manage your loan efficiently, like splitting between variable and fixed interest rates, adding an offset account, or our low fee basic home loan.

We’ll do all the legwork

We’ll take the stress out of doing paperwork and our home loan specialists are available help you along the way.

On Point Home Loans Team

Tara Gibbs - Director

Tara founded On Point Home Loans in 2017 after 20 years in the Financial Services industry. Leveraging her experience in Home Lending and Business Banking, Tara wanted to deliver the best Loan solutions available to clients Australia-wide together with exceptional service and support.

Having moved from Sydney to the NSW South Coast with her partner in 2012, Tara has firmly entrenched herself in the community and loves supporting local families to achieve their goals.

On Point Home Loans has grown organically with Tara appointing team members who are equally passionate about delivering lending solutions that help people achieve their financial goals.

Sarah Sakora - Mortgage Broker

Whether you’re a first home buyer or refinancing your current mortgage, Sarah is here to help. Fuelled by a fervent dedication to research, Sarah is committed to finding her clients the most suitable lending solutions, tailored to their unique needs.

Excitingly, Sarah is keen to venture into the realm of self-managed super funds. At On Point Home Loans, we understand the importance of diversifying investment, which is why we are dedicated to helping you unlock the potential of your self-managed super fund through property investment.

Beyond finance, Sarah is an enthusiast of sports, nature and her family. Sarah believes in a holistic approach to life, where financial stability is just one piece of the puzzle.

Nadine Praja - Loan Support/Administration

Nadine is our friendly administration/ Loan Support Officer for On Point Home Loans. Nadine assists the On Point Team throughout the process and also manages the Settlement and Post-Settlement side of things.

Nadine is always happy to assist On Point clients. Nadine has extensive experience in Retail Banking, Sales and Customer Service. Nothing is too much trouble for Nadine, she will ensure your lending experience is an enjoyable one

Nadine moved to the NSW South Coast from Sydney and is the happily married mother of one. If she isn’t in the office, you will find her at the beach with a good book!

Our panel of lenders

Your On Point Home Loans Adviser compares loan options from over 40 banks and lenders to source the best loan options for you. Some of those lenders are seen below.